Burn Rate

At the beginning of a startup's journey, you often spend more money than you make. The rate at which you spend your cash is called burn rate.

Burn rate is a measure of negative cash flow and can help you determine when to raise your next round of capital or show investors how effectively you’re using their funds.

If your startup burns money too quickly or has a negative cash flow, you may go bankrupt. If it burns too slowly, you may not be investing enough.

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*Zeni is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC.

1. Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact customerservice@thread.bank with questions regarding the sweep program.
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3. The Zeni Business Credit Card is currently available to eligible Zeni customers by invite only. The Zeni Business Credit Card is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted.

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