Vendor payments made simple with AI billing

The smartest and fastest way to pay your bills

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Pay smart, manage easily, with AI Bill Pay

It’s the fastest way to pay your vendors

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Zero platform
fees
It is 100% free to use Bill Pay and no ACH fees
Auto-capture
bills
Zeni’s AI captures bill details with smart categorization
Automated approval flows
Establish who reviews and approves bills before payment

More than AP software

Pay your bills, spend, manage your books, and review your reports, all in one place.
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Automate your AP process with Zeni Bill Pay

Discover Zeni’s additional Bill Pay features

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SAVE TIME AND REDUCE ERRORS

AI vendor recommendations

ZeniGPT auto-fills all bill information in seconds and stores vendor information so you don’t have to re-enter payment details or accounting classifications every time.

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FASTER, SMARTER ACCOUNTING

Real-time vendor spend trend

Easily track your monthly vendor payments. If a month seems unusually high, click to see a detailed breakdown of all payments.

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PAY BILLS WITH CONFIDENCE

Manage payments seamlessly

Track payments and statuses so you never miss a payment. Quickly remind who needs to approve bills and reject any that seem out of place.

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PAY ANYWHERE, SAVE EVERYWHERE

Pay globally, for free

Enjoy $0 ACH payment fees and $0 international fees when you use Zeni Checking Accounts. Zeni supports transactions in 160 currencies.

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Your Financial Hub

One place for all expenses

Simplify your expenses— bill pay, reimbursements, credit cards, and checking accounts — all on one AI-powered dashboard.

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Expert Guidance, Just For You

Dedicated support

Get fast and accurate advice tailored to your needs from a team of Financial Experts.

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Zeni Inc.
420 Florence St, Suite 300
Palo Alto, CA 94301
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AI BookkeepingReimbursementsFractional CFOZeni TaxBill PayReimbursementsChecking Account
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*Zeni is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC.

1. Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact customerservice@thread.bank with questions regarding the sweep program.
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2. The interest rates and annual percentage yield on your account are accurate as of 01/24/2025 and are variable and subject to change based on the target range of the Federal Funds rate. APY will vary between .81%-3.34% depending on the balances held. Earn 0.81% APY on checking balances of less than $250,000, 1.62% APY on balances between $250,000 and $500,000, 2.44% APY on savings balances between $500,000 and $1,500,000,  3.27% APY on savings balances between $1,500,000 and $2,500,000 and 3.34% APY on savings balances of more than $2,500,000. There are no minimum balances or minimum deposits required to earn interest on your account.

3. The Zeni Business Credit Card is currently available to eligible Zeni customers by invite only. The Zeni Business Credit Card is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted.

4. Payment services are provided by Community Federal Savings Bank and Column National Association, to which Nium, Inc. acts as a service provider. Zeni Inc is not licensed, nor exempt to provide any payment services in the US
© Zeni Inc. All rights reserved
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